Smart Maker

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Home Loan Calculator

Calculate your estimated home loan EMI, total interest, total repayment and year-wise outstanding balance.

Loan Details

Calculate your home loan EMI

Enter the loan amount, annual interest rate and repayment tenure.

Quick Tenure

Select years

EMI is an estimate

Actual lender repayment can differ due to floating interest-rate changes, fees, insurance, taxes, pre-EMI interest and lender-specific terms.

Your home loan EMI will appear here

Enter your home loan amount, interest rate and tenure to estimate your monthly EMI and repayment cost.

Example Home Loan

₹50L

Loan

8.5%

Rate

20 Yrs

Tenure

A longer tenure usually lowers the monthly EMI but increases the total interest paid over the loan period.

01

Enter Loan Details

Enter the home loan amount, annual interest rate and repayment tenure.

02

Calculate EMI

The calculator estimates your monthly EMI using the reducing-balance loan formula.

03

View Repayment

See principal, total interest, total payment and year-wise loan balance.