Smart Maker
Smart Maker

Smart Maker

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Loan Eligibility Calculator

Estimate how much loan you may be eligible for based on your monthly income, existing EMIs, FOIR, expected interest rate and repayment tenure.

Income & Loan Details

Check your loan eligibility

Enter your take-home income and current monthly debt commitments.

FOIR / EMI Limit

Maximum share of income assumed for total EMIs.

50%

Quick Tenure

Select years

Eligibility estimate only

FOIR varies by lender. Credit score, age, employment, income stability, loan type and lender policy can change actual eligibility.

Your eligibility will appear here

Enter your income, existing EMIs, expected interest rate and loan tenure to estimate your maximum loan eligibility.

Example

₹1L

Income

₹10K

Existing EMI

50%

FOIR

20Y

Tenure

The calculator first finds your available EMI capacity and then converts it into an estimated maximum loan amount.

01

Enter Monthly Income

Enter your net monthly take-home income and existing monthly loan obligations.

02

Set Loan Details

Choose an estimated FOIR limit, expected interest rate and repayment tenure.

03

Check Eligibility

See your estimated maximum EMI capacity and eligible loan amount.