Smart Maker

Smart Maker

Professional Builder

All Calculators

Personal Loan Calculator

Calculate your estimated personal loan EMI, total interest, total repayment and optional processing fee.

Personal Loan Details

Calculate your personal loan EMI

Enter the loan amount, annual interest rate and repayment tenure.

Quick Tenure

Select years

Estimate only

Actual lender EMI and disbursal can differ due to processing fees, GST, insurance, prepayment charges, rate changes and lender-specific terms.

Your personal loan EMI will appear here

Enter the loan amount, interest rate and tenure to estimate your monthly EMI and total repayment.

Example Personal Loan

₹5L

Loan

12%

Rate

5 Yrs

Tenure

2%

Fee

01

Enter Loan Details

Enter the personal loan amount, annual interest rate and repayment tenure.

02

Calculate EMI

The calculator estimates your monthly EMI using the reducing-balance loan formula.

03

View Repayment

See principal, total interest, total payment and year-wise loan balance.